Corporate Overview

     Founded in 1889, SKA Financial Services is headquartered in Fresno, CA. The company is one of central California’s finest independent insurance agencies specializing in employee benefits programs and financial services to business clients as well as a full product line for individuals. Individual products range from life, medical, Long Term Care and Disability insurance to Estate Planning and Retirement Planning.

Key Facts

     The more you know about us, the more you'll see how SKA Financial Services is the right agency to help protect your financial future.

     SKA Financial Services offers a full range of employee benefits, personal insurance, and related financial services to provide you with the ease and convenience of working with one agency for all your risk management needs.

     When measured by number of clients and dollar value of insurance premiums serviced, SKA Financial Services ranks as one of Central California’s finest independent insurance agencies. This means that we have the depth and breadth of experience and resources necessary to meet the needs of small, mid-sized to large companies, both domestic and international. We still know and value the importance of authentic, one-on-one relationships.

     We are a Preferred Provider for several major insurance carriers and participate on their various Insurance Advisory Councils. Due to the large volume of business and solid relationships with our carriers, SKA Financial Services can exercise more leverage to obtain the most competitive coverage with these carriers.

Why SKA Financial Services?

     Expertise. Because there are no shortcuts for developing an effective insurance strategy, SKA Financial Services’ thorough approach helps ensure that your objectives are intelligently defined and met. As your insurance professionals, we will provide you with our expertise and recommendations in each of the following five steps, which are crucial to furnishing you with the most comprehensive coverage at competitive rates:

     Fact Gathering. We take the time to ask pertinent questions in order to discern your goals and objectives. Just as important, we listen very carefully to what you have to say.

     Risk and Needs Analysis. We analyze your present risks and evaluate your current insurance program to see if you have the appropriate protection for your type of business.

     Design of Strategy. We make specific recommendations for ways to achieve your insurance goals. This may include eliminating any coverage which is low-risk, wasteful, or redundant.

     Implementation. To ensure that your strategies are carried out, we work with you to be proactive rather than reactive to maximize the cost effectiveness of your insurance investment.

     Review and Update. We will review your insurance coverage on a regular basis to ensure that your coverages continue to match your exposures.