Employee Benefits

     Our employee benefits team of trained professionals has a proven record of delivering quality protection and service. We offer group employee benefits and voluntary benefit plans.

Group Employee Benefits include:

• Group medical, dental, vision and life insurance
• Group disability coverage
• Group Long Term Care (LTC)
• Retirement programs of all types including: 401(k), defined benefit plans, 403(b), etc.

For more information on our Group Employee Benefit plans please contact us.

Voluntary Benefits

     Voluntary benefits are comprised of financial and insurance products such as life, dental, vision, long-term care and retirement plans. These are made available on a voluntary basis (either partially or 100% employee paid) through employers.

     All plans can be provided using the convenience of payroll deduction or electronic funds transfer (EFT) methods of premium payments for your employees. As always, our plan of ongoing program management ensures that a client's changing needs and circumstances will be incorporated into the long-term program.

     As a value added service we have the software capabilities to provide employers with powerful benefit statements that you can give your employees to illustrate their hidden paycheck. These benefit statements illustrate the annual cost that you invest in benefits such as medical, dental, 401(k)’s, workers comp. etc. so you can provide employees with the best coverage possible. This tool opens the eyes of employees to what you are really investing in them, far beyond what they receive in their paycheck and can be the deciding factor in maintaining the ever difficult to replace valuable employees. For more information on our benefit statements contact us by e-mail or telephone.

Individual Plans

     In our Personal Lines Division, we provide a variety of policies and programs designed to protect your personal assets. As an Independent Agency, we offer multiple insurance companies and programs designed to offer you comprehensive yet competitively priced insurance protection.

For more information on our Personal Lines offerings, please select one of the following options:

• Medical
• Retirement Planning
• Life
• Dental
• Long Term Care (LTC)
• Disability